It’s almost the holidays and it’s no secret that can create a nightmare for those not prepared for the spend. Today’s episode is the first of a two part series on getting ready for the holidays and not sending yourself into a full on depression when the bills come in January. Matthew tells an anecdotal story and Jim shares his perspective on what’s around the corner this year. These next two programs are the prelude to saying “no” more and preventing the unintentional, mindless holiday spending.

As always, you can learn more about Financial Sobriety at